Manager, McClurkan Properties; manager, Industrial Credit Corporation; owner and operator of insurance company, Denton, Texas. Family background; education; credit manager for wholesale grocery; organizing personal (merchant endorsed) loan company, 1938, and its growth, problems, strengths; McClurkan Properties; views on local ownership vs. chain ownership; views concerning community growth; establishment and operation of insurance agency; sale of McClurkan Properties; sale of his own business; desegregation of Denton public schools during his presidency of school board; reasons for his business success.