Banker. Family background; boyhood work experiences; education; first job in banking; rise to bank president; early banking practices, equipment, laws; evolution of banking business; Depression; retirement and move to Denton, Texas, 1951; membership on bank boards; comments on banking in Denton through 1978; other business interests.

Independent business and industry consultant, economic surveyor. Family background; education and early work experience leading to survey business; comments concerning many individual surveys; comments about personal associations with prominent local, state, and national individuals; observations about community attitudes toward industrialization; service in Washington during World War II and comments about federal bureaucracy; views on revival of railroads and other forms of public transportation.